Sunday, June 12, 2011

This is rusty. (Demystifying joel's money)

I've never felt so poor before until when I enlisted to the army. Never understood the importance of money until recently.

And I was wondering why did it take till now to get desperate and feel the money blues. Fell back to my old blog and found out how thrifty I was. I really bothered to save money. Now I don't, which isn't necessarily a bad thing. Gotta make things clear before I proceed further.

When I was still schooling (pre-ns), I had a pocket allowance of $10 a day. At the peak of things (sec sch), I get another $10 bucks when I go tuition in the afternoon after school. If I had tuition every single day I would have more than what the army gives me a day. However, good or bad, I went to tuition on average 2 days a week. So doing the math:

$10 X 5 = $50 (Weekly school allowance)
$10 X 2 = $20

$50 + $20 = $70/week

$70 X 4 = $280/month.

That's that.

And for army allowance:

$460 - LCP pay.
$460 - $20 (Aviva insurrance) - $105 (CPF Poly fees thingy) = $335/month.



Now tt's around $50 more than what I get during my peak schooling days. Ok, maybe more, cuz when i was schooling I didnt have to pay for my ez link card, and truth is there were times i cheated and took money from my mum even when I didnt need to top up my card.

But how was I suppose to save with $250+ was a mystery. I really didnt buy anything for myself, I was a really thrifty guy. I think I was obsessed with saving when I was young, cuz i remembered I would not eat during my recess to save up for something. Maybe that answers the question.

Bottomline is, I'm left with less than a thousand bucks in my bank. And there's a very high possibility i'll spend it all away before I ord in 3 months. It's scary to even look at the records. I'll need a job after I ord, badly. I need to save.

The government should really look to increase our pays. What the fuck, you wanna give us 400 bucks to serve the country when making sure the country is protected is your upmost concern. My mother could do better than that if i just ask.

But I know my mum's money is so important to her. Fuck man, I wanna save some cash when i work man. Seriously, I dont even go to the movies that often or even go out for that matter. I dont down pints of booze a day. I dont club, I dont smoke, I dont do anything. I dont even buy clothes.

But on the contrary, I would like to take back my words about raising NSF's pays. Why? Cuz i'm gonna ord in 3months.

Through this past yrs, I've realised something. When you're young, you save, if you wanted to have fun, you could play basketball, go to a friend's house to play games. When you're alittle older, demands are more, when you go out, you effing spend at least $20, er no, $30. Fuck.

I wanna help my family. I wanna be the moneylender. But not when I'm a NSF.

Money makes the world go round.



Remarks: HOW DO FUCKING KIDS/STUDENTS CLUB SO FREQUENTLY W/O HAVING A JOB. SERIOUSLY, WHAT THE FUCK.





This is really i think a way to release the shit i'm really feeling about my bank account.

posted by: J0sA1Ac @ 1:08 AM

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